Frequently Asked Questions:
The changes begin July 1, 2026 with the beginning of the 2026-2027 academic year. There are no changes for 2025-2026.
Typically, yes. Under OBBBA, your loan eligibility is adjusted based on enrollment level. If you drop below full-time enrollment, your available loan amount may be prorated, which may result in a reduction of your loans, even if you remained eligible for the full amount in past years.
Your total annual loan eligibility may decrease if you change your enrollment during the semester. As a result, you may receive less loan funding in a future term or be required to repay a portion of the funds already received.
We encourage you to utilize the Financial Aid Office and your academic counselor as part of your support team before making enrollment or program changes mid-term, as these changes may impact your current or future loan eligibility and disbursements.
Beginning June 15, 2026, all students requesting a federal student loan will be required to attend a Loan Workshop prior to submitting a loan request, including students who have previously received loans at 91看片网 College.
Workshop dates and times will be posted on the Financial Aid website: /become-student/finaid/index.html.
Workshop dates will be posted on June 1, 2026.
RSVP for the workshop is required.
Switching to a new program (even at the same school) can reset your borrowing category. That means your loan limits and eligibility rules may shift to those of a 鈥渘ew borrower,鈥� even if you previously qualified as a 鈥渃urrent borrower,鈥� or 鈥渓egacy鈥� in your old program of study.
If you cease enrollment in a semester, with the exception of the summer semester, you will be considered a new borrower and be subject to the new borrowing rules.
Some programs may require summer semester enrollment and if so, then not attending the summer semester may make you subject to the new borrowing rules.
Start by looking at when you first borrowed loans for your current program. If your federal loans for this program were disbursed before July 1, 2026, you likely fall under the 鈥渃urrent borrower鈥� category. If not, you will be designated as a 鈥渘ew borrower,鈥� even if you borrowed in the past for a different program.
Current borrowers meeting eligibility requirements are protected only for a limited time. If your program extends beyond the allowable 鈥渓egacy鈥� window, you may be subject to the new annual and lifetime loan limits.
Students expecting to start a new program after July 1, 2026, should evaluate how OBBBA鈥檚 new limits align with total program costs, timeline to completion, and anticipated financial resources. Early planning will help avoid surprises once the new borrowing rules take effect.
Beginning with the 2026鈥�2027 FAFSA, there are important changes to Pell Grant eligibility:
Students whose Student Aid Index (SAI), as determined by the FAFSA, is more than twice the maximum Pell Grant amount of $14,790 will not qualify for a Pell Grant.
Students whose full Cost of Attendance is already covered by other state, institutional, or private grants and scholarships will also not be eligible to receive a Pell Grant.
Additional guidance from the U.S. Department of Education regarding these updates can be found in the 2026鈥�27 FAFSA Form and Pell Grant Eligibility Updates.
No. The new law does not change how students qualify for Federal Work-Study. At this time, Work-Study eligibility will continue to be based on financial need as determined by the FAFSA and institutional packaging policies. Schools will still decide how much Work-Study funding is available and which students are offered it.